This Privacy Statement addresses the following:
MarketPsych Insights collects information about our readers so that we can provide an appropriate level of subscription service. We ask for your name, company affiliation, and email address when you subscribe to one of our services. We also may ask for additional information at other times, such as when you request custom research, or a special consulting contract. At that time, subject to laws and regulations governing the financial industry, we may require additional information for Know-Your-Customer and Anti Money Laundering purposes.
When you place an order for a service, we need to know the sort of information typically used for credit card transactions, such as your name, mailing and billing addresses (and shipping address, if different), telephone number, and credit card number and expiration date. Gathering this information allows us to process and fulfill your subscription order and notify you of your order status. We will also use your information to contact you regarding your subscription if necessary. We encrypt this information.
Use of Your Personal Information:
We use your information to provide the services offered by the MarketPsych Insights website and services; to respond to and process your requests for services and information; to notify you of updated or changed information, website features, promotional opportunities, or services that we offer. We may send you notices, updates, newsletters, or advertising. You may opt-out of theseby notifying us via email email@example.com. We reserve the right to send you notices necessary for your account with MarketPsych Insights to be maintained. Generally, you may not opt-out of these communications, which are not promotional in nature. If you do not wish to receive them, you have the option to deactivate your account.
MarketPsych Insights hosts conference calls for certain subscribers. Participants on this call come in through a secure hosting service and do not disclose their identity on the call.
IP Addresses and "Cookies":
Your Web browser or email application automatically provides your Internet Protocol address ("IP address") to other computers with which you communicate over the Internet, so that they know where to send you information.
We receive an IP address each time you view one of our Web pages, because the browser automatically reports it to us. We also may store the IP address when you register with MarketPsych Insights, post a message, or buy a report from us.
We may use IP addresses for:
Cookies may be used on our sites in the following ways:
"Cookies" are small data files stored on your hard drive that assign a unique identifier to your computer so that MarketPsych Insights can "recognize" your computer each time you use it to return to the MarketPsych Insights website. These cookies help us gather non-sensitive information about your use of the MarketPsych Insights website and services that we aggregate with other information to learn more about how our users interact with the MarketPsych Insights website. They do not, standing alone, identify you as an individual by name or MarketPsych Insights account number. While you can set your browser to refuse to accept cookies, you should understand that some of the MarketPsych Insights services may not function properly if your browser refuses to accept cookies.
Third Party Cookies
Disclosure of Your Personal Information:
MarketPsych Insights will not disclose any personally identifiable information about individual users, except as described in this Privacy Statement. We do not give, rent, lend, or sell individual information to anyone, although we may provide aggregate information for purposes of marketing our services. For example, we might tell a financial institution, a financial news outlet, or a prospective subscriber that there are 20,000 MarketPsych Insights subscribers in a geographical area, but we will not give out individual subscriber names or e-mail addresses. We may also disclose aggregate information (for example, information showing that 3,000 of our subscribers downloaded a particular research posting last month) in describing our services to prospective partners, vendors, and other third parties, and for other lawful purposes.
As for individually identifiable information, we may disclose it only under the following circumstances:
We may disclose information to others when we have your prior consent, for example if you request that we introduce you to a broker or money manager with whom we have a relationship. Once the third party receives the information, it will handle the information under its own privacy policies, at which point MarketPsych Insights cannot be responsible for actions they may take.
If you sign up for a custom service or consulting contract that relies upon third parties for important elements, we will provide your personal information to the third parties so that they can provide you with their services, and those companies will treat the data under their own policies. We will tell you about these entities at the time you sign up for the service, and you will be able to choose how your personal information handled in the context of that relationship.
We may disclose your personal information as required by applicable law, or in response to legal process, to protect the rights or property of MarketPsych Insights, or to protect the safety of MarketPsych Insights, our users, or others.
MarketPsych Insights and its subsidiaries and affiliates may share information for site administration or subscription fulfillment, and to notify you of events and services that may interest you.
If MarketPsych Insights is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
Security Measures to Protect Your Information:
MarketPsych Insights is committed to protecting your personal information. We store information you provide us on our secure servers. Further, the information you provide when making a purchase is encrypted.
Your subscription is password-protected. Only you have access to the password-protected areas. Do not share your password with anyone. MarketPsych Insights will never ask you for your password in an unsolicited phone call or email, and you should not respond to any such request, as it will not come from us. If you are using a computer to which others have access, always remember to log out and close your browser window when leaving our site.
If you subscribe to any of our products or services, we may send you information about other MarketPsych Insights products and services. Please note: If you subscribe to any of our services, or if you register for a custom service or contract, we may contact you to confirm your purchase or subscription, or to provide you with information about its terms or features.
Policy Regarding Children's Privacy:
Our sites are not directed at children under the age of 13. We will not knowingly collect or use personally identifiable information from anyone under 13.
Other Information About Our Privacy:
Our Web site may offer publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personal information from our blog or community forum, contact us firstname.lastname@example.org. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.
While we do our best to protect your personal information, MarketPsych Insights cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. You are responsible for maintaining the secrecy of your password and other account information.
Information We Collect
We may collect personally-identifiable information about you. This may include your full name, e-mail addresses, physical addresses, phone numbers, bank account or credit card information, payment history, subscriber correspondence, and records
of violations or alleged violations of the terms and conditions that govern your access to and use of the MarketPsych Insights website and service.
We may collect other limited information about you. This may include information about the type of browser you are using, the Internet Protocol address of your originating Internet Service Provider, and your viewing and search history.
Information Obtained from Third Parties
If you provide us personal information about others, or if others give us your information, we will only use that information for the specific reason for which it was provided to us.
Updating/Accessing/Amending/Correcting Personally Identifiable Information
If your personally identifiable information changes, or if you no longer desire our service, you may correct, update, delete or deactivate it by making the change on our Account Settings page or by emailing our Customer Support at email@example.com or by contacting us by telephone or postal mail at the contact information listed below. We will respond to your request to access within 30 days. We will retain your information; for as long as your account is active, as needed to provide you services, as necessary to comply with our legal obligations, for resolving disputes, and for enforcing our agreements.
The MarketPsych Insights website may contain links to other websites not controlled by MarketPsych Insights. Please be aware that MarketPsych Insights is not responsible for the privacy practices of these other websites. We encourage you to be aware of when you leave the MarketPsych Insights website and to read the privacy policies of other websites you visit.
You may choose to stop receiving our newsletter or advertising emails by following the unsubscribe instructions included in these emails or you can contact us firstname.lastname@example.org.
Your MarketPsych Insights Password
Your MarketPsych Insights password is unique to your MarketPsych Insights account and is designed to protect your account from unauthorized access and use. MarketPsych Insights will not be responsible for any lost, stolen, or otherwise disclosed passwords. Your password should be protected and should not be disclosed to anyone.
Changes to Policy